VA & IRRRL

VA & IRRRL Features

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Highlights*

UPDATE: Due to COVID-19, our VA Matrices have changed. Please view our Product Updates for more details. 
 
  • Up to 100% LTV
  • Min FICO 660
  • Loan amounts to $1 million
  • No cap on DTI with AUS approval
  • No tradelines OK with AUS
  • FTHB allowed
  • No monthly mortgage insurance
  • Gift donor bank statements not required
  • IRRRL: Up to 105% CLTV | Manual underwriting | Mortgage only credit report with score OK | No income verification | No AVM / No appraisals required | Conforming loan amounts & High balance
* See product matrices for all details | Products subject to change without notice.

 

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