VA & IRRRL Features

Reach out to see what we can do for you!


  • Up to 100% LTV
  • Min FICO 600 
  • Loan amounts to $1 million
  • Odd year terms available
  • Cash out up to 100% LTV
  • No cap on DTI with AUS approval
  • No tradelines OK with AUS
  • FTHB allowed
  • No monthly mortgage insurance
  • Manual underwriting / AUS Refer
  • Gift donor bank statements not required
  • IRRRL: Up to 105% CLTV | Mortgage only credit report with score OK | No income verification | No appraisals required
      * See product matrices for all details | Products subject to change without notice.

Thank you!

We received your scenario. Our current response time is 2 to 6 hours, and may carry over to the next business day depending on the time submitted.

For more immediate answers, please contact your AE.