FHA: Standard & Streamlines

FHA Features

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Highlights*

UPDATE: Due to COVID-19, our FHA Matrices have changed. Please view our Product Updates for more details. 

  • Min FICO 640
  • Up to 80% cash-out
  • Refer/Eligible Manual UW OK
  • W-2 & Paystub only
  • No tradelines with AUS Approve/Eligible
  • Primary borrowers with 1 FICO OK
  • Non FICO Co-borrowers OK
  • Flexible credit and underwriting guidelines
  • Gift funds permissible for 100% of required investment and closing costs
  • Streamlines: Manual underwriting | Mortgage only credit report with score OK | No appraisal required | No Income verification | Non-owner OK
* See product matrices for all details | Products subject to change without notice.

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